No... I'm pretty sure non of those you mentioned have anything to do with "Hakiless".
Jinbei using Fishman Karate to hurt Luffy because it's a more efficient method for him, as pretty much the Fishman representative of the series, he's meant to be more proficient at Fishman Karate than at Haki anyways. That's like saying a person using a DF(Like Blackbeard for example) to hurt Luffy instead of Haki, now he's supposedly Hakiless, no, using DF, Tech, Haki, Fishman Karate or whatever is a choice.
And using Haki to block or not is also a choice, like does BM using a homie to block Franky's laser instead of using Haki meaning BM is now supposedly Hakiless? Like she used it all when blocking a KG and lost it after WCI. Or does Doflamingo using his arms to block a KG meaning he doesn't have a defensive DF technique like Spider's Web? Clearly not.
Plus you can use Haki to block, and still get bruised anyways.
Haki is common, very common, but not like it "must" be used in every instance of the fight, pretty sure Oda rarely designs somebody strong(Like Jinbei) to be "Hakiless", he just highlights other areas more.