If you notice properly it's the fact I'm quite good and experienced at this game that allows me to entertain such deep thought processes, regardless of my IQ. When you are very knowledgeable about this game you are aware of its multi-myriad quirks and so the pitfalls it can feature for example. Like I'm aware that the form is very important, not many players' thought is deep enough to care about it as much as I do, independently from any alignment I or them can flip or not in a game. This is not going to change.
Lower ranked players are more likely to venture the game meanders without caring about the consequences.... not sure if you get me.
What you call play safely is exactly what a very experienced player is meant to do as per mandatory. They hate mistaking, they hate playing shallow.